Paying for care
Working out how to pay for care can feel overwhelming. Here’s a plain-English guide to your options in Ireland — and we’re always happy to talk it through with you.
Your options
Many families combine these — for example, HSE-funded hours during the week with private cover in the evenings, and tax relief on the private part.
The HSE Home Support Service is free. It’s mainly for people aged 65 and over, and some younger people — for example, people with early-onset dementia. You don’t need a medical card, and your income is not checked.
Arrange exactly the care you want, when you want it — from a single visit a week to 24/7 live-in support. It’s pay as you go, with no long-term contract.
If you pay for care for someone who is totally incapacitated due to physical or mental infirmity, you may be able to claim Revenue’s “Employing a carer” relief — including for care arranged through a home care agency.
This page is general information, not financial or tax advice. Eligibility rules can change — please check with the HSE, Revenue or Citizens Information for your situation. Last reviewed October 2026.
HSE Home Support
Approval and scheduling can take time. If you need support now, we can usually start private care quickly while you wait — and adjust when your HSE package begins.
Call 066 913 0188Funding FAQs
Can’t find your answer? Our team is happy to help, day or night.
No. According to the HSE, you don’t need a medical card for the Home Support Service and your income is not checked. Support is based on your assessed care needs and available resources.
Yes. Many families combine HSE-funded hours with extra private hours — for example, an evening call or weekend cover. We can help you plan a mix that works.
No. The “Employing a carer” relief applies only to costs you pay yourself. Any HSE funding or other grants must be deducted before you claim.
The person receiving care can claim, or a relative who pays for the care. The person cared for must be totally incapacitated due to physical or mental infirmity. Revenue has full details, and an accountant or Citizens Information can advise on your situation.
We’re here to help
Tell us what you need and we’ll give you a clear price, with no obligation. For overnight, live-in or public holiday care, call 086 199 2266 or 085 117 6049.
Call us 24/7066 913 0188Cork office 022 32410 · info@localhomecare.ie
